Terms of Service

Chapter 1 General

Article 1. (Purpose)

  1. These Terms of Service for the Camon Social Biz Card Service (the “Terms”) set forth the rights, obligations, and responsibilities between Camon Social Inc. (the “Company”) and its members, as well as other necessary matters regarding the use of digital content, community services, and other ancillary services related to Camon Social, a platform that provides information on studying abroad and employment in South Korea, accessible via its official website ( https://camon.social), mobile web, and applications.
  2. Members must agree to these Terms to use the Service.
  3. If a Member does not understand these Terms or any policies of the Company, including but not limited to the Company’s Privacy Policy, or if the Member does not agree to any part thereof, whether personally or through a legal representative, the Member shall not be permitted to use the Service.

Article 2. (Definitions)

  1. The definitions of the terminology used in the Terms of Service are as follows:
    1. “Service” refers to all services related to Camon Social Biz-card provided by the Company for the purpose of providing a platform for Members to create, register, and manage “Business Cards,” managing and sharing of social connection based member information or Business Cards created or registered by Members, supporting for communication and exchange activities between Members, analyzing and forming social network between Members based on Business Cards and personal information registered by Members, relationship building and supporting network through interest analysis, and providing customized corporate information based on the profile registered by Members.
    2. “Member” refers to a customer who logs into the Service of the Company, signs an agreement with the Company in accordance with these Terms of Service, and uses the Service provided by the Company.
    3. “U” refers to an email address or a combination of letters and numbers set by the Member and authorized by the Company for the purpose of identifying the Member and using the Service.
    4. “Password” refers to a combination of letters or numbers set by the Member himself/herself in order to protect privacy and to identify whether the Member matches with the given “ID”.
    5. “Business card” refers to a card on which the company name, contact information, company address, position, career, education, project, industry, technology, language spoken, portfolio link, etc. are written.
    6. “Business card information” refers to names, company names, departments, positions, and profile images, contact information (mobile and telephone numbers, email addresses), addresses, careers, educations, technologies, projects, languages used, portfolios, logo images, etc. written on the “Business card” created and registered by the Member for the use of the Service. 
    7. “Paid service” refers to the various types of online digital contents (including all kinds of contents, VOD, items and paid items) and related services that the Company provides for a charge.
    8. “Paid member” refers to a Member who pays the usage fee and uses the “Paid service” of the Company.
    9. “Posting” refers to signs, voices, sounds, videos, messages, images, files, and links that the Member posts on the Service while using the Service.
    10. “Payment” refers to the act of a Member paying a certain amount through a payment method designated by the Company in order to use the “Paid service.”
  2. The definitions of the terms used in these Terms of Services, except for those specified in Article 2, shall be governed by the relevant laws and regulations, and those not specified in the relevant laws and regulations shall follow general business practices.

Article 3. (Posting and Amending the Terms of Service)

  1. The Company shall post these Terms in a manner easily accessible to Members, such as on the initial screen of the Service or on the website ( https://camon.social/biz-card/legal).
  2. The Company may amend these Terms to the extent that such amendments do not violate applicable laws, including but not limited to the Regulation of Standardized Contracts Act and the Act on Promotion of Information and Communications Network Utilization and Information Protection (the “Information and Communications Network Act”).
  3. When the Company amends these Terms, it shall provide notice by specifying the effective date and the reason for the amendment, along with the current Terms, at least seven (7) days prior to the effective date. Such notice shall be posted in accordance with Clause 1 of this Article. However, if the amendment is unfavorable to Members, the Company shall provide notice at least thirty (30) days prior to the effective date.
  4. If the Company provides notice of an amendment and explicitly states that a Member’s failure to express objection shall be deemed as consent, and the Member does not expressly indicate disagreement, the Member shall be deemed to have agreed to the amended Terms.
  5. If a Member explicitly expresses disagreement with the amended Terms, the Company may not apply the amended Terms to that Member. In such a case, the Member may no longer use the Service as of the effective date of the amended Terms.

Article 4. (Interpretation of the Terms of Service)

  1. The Company may establish separate terms of use or operational policies (“Operational Policies, etc.”) for specific services if necessary. In the event of any conflict between these Terms and the Operational Policies, etc., the Operational Policies, etc., for the individual service shall take precedence.
  2. Any matters not stipulated in these Terms shall be governed by applicable laws, including but not limited to the Regulation of Standardized Contracts Act, the Framework Act on Telecommunications, the Telecommunications Business Act, and the Act on Promotion of Information and Communications Network Utilization and Information Protection.

Article 5. (Changing personal information)

  1. A Member may access and modify their personal information at any time through the personal information management page. However, for service management purposes, a Member’s real name and “ID” number cannot be modified.
  2. If there are any changes to the registered personal information, the Member shall update the information online or notify the Company of such changes via email or other designated methods.
  3. The Company shall not be liable for any disadvantages incurred by the Member due to the Member’s failure to notify the Company of changes to their registered personal information as stipulated in Clause 2 of this Article.

Article 6. (Obligations to Protect Personal Information)

  1. The Company shall make efforts to protect Members’ personal information in accordance with applicable laws, including but not limited to the Personal Information Protection Act and the Act on Promotion of Information and Communications Network Utilization and Information Protection (the “Information and Communications Network Act”). The Company’s Privacy Policy and relevant laws shall govern the protection and use of personal information. However, the Company’s Privacy Policy does not apply to websites linked outside the Company’s official website, mobile web, or applications.
  2. The Company shall not be responsible for any information, including Members’ account information, that is exposed due to reasons attributable to the Member.
  3. Members have the right to have their personal information protected, as well as the obligation to protect themselves and not infringe upon others’ information. Members must take caution to prevent the leakage of their personal information, including passwords, and must be careful not to damage others’ personal information, including in posts.
  4. Members shall be responsible for any incidents arising from inaccurate information they have entered. Members have a duty to input accurate and up-to-date personal information to prevent unexpected accidents.
  5. If a Member fails to fulfill the above obligations and infringes upon another person’s information or dignity, they may be subject to legal penalties under applicable laws.

Article 7 (Notice to Members)

  1. Unless otherwise specified in these Terms, the Company may provide notices to Members through the email address registered on their account management page, in-app push notifications, in-app messenger, text messages (SMS/LMS), or phone calls.
  2. For notices applicable to all Members, the Company may substitute individual notifications under Paragraph 1 by posting the notice on the bulletin board of the official website or the initial screen of the service.

Article 8 (Obligation of the Company)

  1. The Company shall not engage in any acts prohibited by applicable laws or these Terms, nor in any conduct that disrupts public order or violates social norms. The Company shall make its best efforts to provide continuous and stable services.
  2. The Company shall implement a security system to protect Members’ personal information (including credit information) and ensure the safe use of services. The Company shall disclose and comply with its Privacy Policy.
  3. If the Company deems that any opinions or complaints raised by Members regarding service use are justified, it shall make reasonable efforts to resolve them. When necessary, the Company may inform Members of the status and resolution of such opinions or complaints using the notification methods specified in Article 7.

Article 9 (Obligation of Members)

  1. Members shall not engage in the following activities while using the Service:
    1. Providing false information when applying for membership or modifying account details.
    2. Impersonating another person, falsely claiming a relationship with another person, stealing or unlawfully using another Member’s account or password, or making unauthorized purchases of paid content using another person’s credit card, phone number, or other personal information.
    3. Exchanging or trading third-party business card information through services not provided by the Company.
    4. Reproducing, distributing, promoting, or using for commercial purposes any information obtained through the Company’s Service or mobile application without prior approval, or exploiting known or unknown bugs to access or use the Service.
    5. Using the Company’s Service or mobile application to generate financial or other benefits for oneself or others.
    6. Defaming, damaging the reputation of, interfering with the business of, or causing harm to the Company or any third party.
    7. Infringing on intellectual property rights, portrait rights, or other legal rights of the Company or a third party, or collecting, storing, distributing, or publishing another Member’s personal information without using the Company’s Service.
    8. Fraudulently deceiving a third party for profit or causing harm to a third party by improperly using the Company’s Service.
    9. Posting, transmitting, or linking obscene, vulgar, or otherwise inappropriate content, or publishing advertisements or promotional materials containing content that may be offensive or socially unacceptable.
    10. Inducing or participating in fraudulent activities, including gambling with assets.
    11. Posting, transmitting, distributing, or otherwise sharing words, sounds, text, images, or videos that cause embarrassment, disgust, or fear to others.
    12. Transmitting, posting, distributing, or using materials that contain software viruses, malicious code, or other programs designed to interfere with or destroy computer software, hardware, or telecommunications equipment, or transmitting or posting information prohibited by applicable laws.
    13. Modifying the Company’s application, inserting or adding unauthorized programs, hacking servers, reverse engineering, leaking or altering source code or application data, or creating separate servers or websites that mimic or misrepresent the Company without its authorization.
    14. Impersonating a Company employee or operator, or using another person’s identity to register business card information, post messages, or send emails.
    15. Misusing another person’s shared business card information for commercial purposes.
    16. Using the Service for unauthorized commercial, business, advertising, political, or illegal election campaign purposes without the Company’s consent.
    17. Engaging in any conduct that violates public order, moral standards, laws, or regulations, or that is otherwise illegal or improper.
  2. Members must comply with applicable laws, these Terms of Service, usage guidelines, and any notices or policies communicated by the Company regarding the Service. Members shall not interfere with the Company’s business operations in any manner.

Chapter 2 Membership Signup

Article 10 (Formation of the Service Use Agreement)

  1. The Service Use Agreement (the “Agreement”) is established when an individual seeking to become a Member (the “Applicant”) reads and agrees to these Terms and the Privacy Policy, submits a membership application, and the Company approves the application.
  2. Depending on the type of membership, the Company may require identity verification and authentication. In such cases, the Applicant must provide the Company with necessary personal information, including their name, date of birth, and contact details, for authentication purposes.
  3. If an Applicant wishes to apply for membership through an external service such as Google, Facebook, or Apple, they must agree to these Terms and the Privacy Policy, as well as to the Company’s access and use of their external service account information, before submitting a membership application.
  4. The Company may reject a membership application in the following cases. In particular, if an Applicant engages in conduct under items (1) or (2), the Company may pursue legal action, including civil claims for damages, criminal prosecution under applicable laws, or administrative sanctions:
    1. If the Applicant uses a false name or another person’s identity when applying for membership or identity verification.
    2. If the Applicant provides false personal information during the membership application process.
    3. If the information entered in the registration process is incomplete or contains errors.
    4. If the Applicant has a history of fraudulent use of the Service under the same or a similar ID, or if such fraudulent use is suspected.
    5. If the Applicant is under the age of 14.
    6. If the Applicant applies for re-registration within three months of being restricted from using the Service by the Company.
    7. If the Applicant intends to use the Service for unlawful purposes or for commercial gain.
    8. If the Applicant applies for membership in violation of applicable laws or for purposes that could disrupt public order or offend social norms.
    9. If the Applicant’s membership application otherwise violates these Terms or is determined to be unlawful or inappropriate.
  5. If there are insufficient service-related resources, or if there are technical or operational difficulties, the Company may defer its acceptance of the membership application until such issues are resolved. If the Company delays or denies a membership application, it shall, in principle, notify the Applicant.
  6. The membership registration is deemed complete at the time the Company indicates the completion of the registration process in the membership application procedure.

Article 11 (Formation of Paid Service Use Agreement Etc.)

  1. The Paid Service Use Agreement is established when a Member who has agreed to these Terms applies for a paid service, and the Company approves the application.
  2. Before a Member applies for a paid service and makes a subscription payment, the Company shall provide the following information on the subscription page to ensure that the Member fully understands the details and can proceed with the transaction without errors or misunderstandings:
    1. Details of the paid service, including its content, price, usage period, method of use, conditions and procedures for subscription cancellation and termination of recurring subscriptions, refund policy, and options related to the paid service.
    2. Confirmation of the Company’s actions regarding services that are non-refundable after purchase.
  3. When applying for paid service, the Member must provide accurate and up-to-date information. The Member is also responsible for selecting a payment method and ensuring that the necessary payment details are correctly provided to the Company.
  4. The Company may reject or defer approval of a paid service application if any of the reasons specified in these Terms arise.
  5. The Member is solely responsible for the pricing plan selected at the time of the paid service application, including any taxes, fees, and other applicable charges incurred while accessing the paid service.
  6. Subscription payments may be made using various methods provided by the Company, including in-app purchases through Google Play Store/Apple App Store and external payments processed via payment gateways (PG). However, certain restrictions may apply depending on the characteristics of each payment method.
  7. The Company may reject or defer approval of a Member’s paid service application until the issue is resolved in the following cases:
    1. If the subscription fee for the paid service is not paid.
    2. If there is a discrepancy between the total amount due and the amount paid for the subscription.
    3. If the Company determines that there are other reasonable grounds for rejection or deferral.
  8. When a Member applies for a paid service in accordance with this Article, the Company shall notify the Member of its acceptance using the methods specified in Article 7. The Agreement is deemed to be established when the notification is successfully delivered to the Member.
  9. The Company’s acceptance notice shall include confirmation of the Member’s paid service application, availability of the requested service, and information regarding any corrections or cancellations of the application.

Article 12 (Subscription Fee and Recurring Payments)

  1. The Company offers recurring payments on a monthly basis and for other periods determined by the Company as a payment method for paid service subscriptions. Members agree to make payments using a recurring payment method and must provide the necessary payment information to the Company.
  2. In accordance with this Article, the Company shall renew the Service Use Agreement on a monthly or other pre-determined period basis and may retain the Member’s payment information for a certain period for the purpose of processing recurring payments.
  3. If a Member uses another person’s payment information without consent, they shall be subject to civil and criminal liability and may face legal penalties under applicable laws.
  4. Paid services subscribed to by a paid Member shall be automatically renewed based on the subscription terms agreed upon at the time of application. If a paid Member agrees to recurring payments and does not submit a cancellation request, the subscription period will automatically renew every month or at another pre-determined interval, and the subscription fee for the next period will be charged on the day before the new subscription period begins.
  5. If a Member has agreed to recurring payments but the subscription fee payment fails, the subscription period will not be extended, and the provision of the paid service will be suspended. Members who wish to maintain their paid services must ensure that payments are made on time and that no overdue or outstanding charges arise.
  6. The Company shall not be liable for any damages arising from the suspension of paid services due to the discontinuation of recurring payments caused by the Member’s failure to make the required payments.
  7. The subscription period for a paid Member’s paid service begins on the subscription fee payment date and ends on the day before the next subscription period begins.

Chapter 3 General Terms of Service Use

Article 13 (Scope of Service)

The Company provides the following services to Members:

  1. Creation, design, and sharing of personal or corporate business cards.
  2. A service that allows third parties to view, search, store, and share business card information entered by a Member, based on the Member’s selection.
  3. Online and offline event management services based on digital business cards.
  4. Design and distribution of official online business cards for corporate use.
  5. In-app messaging and real-time chat services between Members.
  6. Any other services additionally developed by the Company or provided through partnerships with third parties.

Article 14 (Provision of Service)

  1. The Company shall commence the provision of the Service from the moment it approves a Member’s registration. However, certain Services may be provided from a designated date as determined by the Company’s operational needs.
  2. The Company may divide the Service into specific sections and designate separate usage hours for each section. In such cases, the Company shall notify Members in advance.
  3. In principle, the Service shall be available 24 hours a day, 7 days a week, unless there are special business or technical issues that prevent continuous operation.
  4. The Company may temporarily suspend the Service in the event of maintenance, repairs, replacement, malfunctions, or communication disruptions affecting information and telecommunications facilities, including computers, or due to other operational issues of a similar nature. In such cases, the Company shall notify Members using the methods specified in Article 7. However, if prior notice is not possible due to unavoidable circumstances, the Company may notify Members afterward.
  5. The Company may restrict or suspend the Service, in whole or in part, under the following circumstances:
    1. In cases of force majeure, such as war, natural disasters, national emergencies, or similar unavoidable situations.
    2. If power outages, system failures, or excessive traffic disrupt normal service operations.
    3. If service maintenance, construction, or other unavoidable circumstances require temporary suspension.
    4. If the Company determines, based on its operational needs, that it is unable to continue providing the Service.
  6. Except in cases where a service suspension or modification results from the Company’s intentional misconduct or gross negligence, the Company shall not be liable for any damages arising from changes to or discontinuation of the Service.
  7. The Company may conduct regular maintenance when necessary for the operation of the Service. The maintenance schedule shall be publicly announced through notices on the Service’s main page or on the Company’s official website.
  8. The Company shall not be liable for any damages arising from:
    1. Personal injury caused by a Member’s access to or use of the Service.
    2. Unauthorized access to or use of a Member’s account or the Service by a third party.
    3. Interruption or suspension of service transmission caused by a third party.
    4. The transmission of bugs, viruses, Trojan horses, or other malicious code by a third party.
    5. Loss or destruction of data.
    6. Any harm suffered by a Member as a result of interactions with third parties during the use of the Service, including but not limited to defamation.

Article 15 (Changes to the Service)

  1. The Company may modify, add, or discontinue all or part of the Services at its discretion based on operational or technical requirements.
  2. If there are changes to the content, usage methods, or availability of the Services, the Company shall post the reason for the change, details of the modified Services, and the effective date of the changes on the initial screen of the Service before implementation. However, if prior notice is not possible due to circumstances beyond the Company’s control that result in the suspension of the Service, this requirement shall not apply.
  3. If necessary for operational or policy reasons, the Company may change, suspend, or modify all or part of the Services provided for free. Unless otherwise specified by applicable laws, the Company shall not be obligated to compensate Members for such changes, suspensions, or modifications.
  4. Services currently provided free of charge may be converted into paid services in the future.
  5. If the Company determines that it is necessary to discontinue all or part of a paid service or adjust subscription fees due to operational or technical reasons, it shall notify paid Members at least 30 days in advance using the methods specified in Article 7. In such cases, Members who do not agree to the changes shall be allowed to continue using the previous version of the Service. However, if the previous version of the Service cannot be provided, the Company may suspend the provision of the Service and process refunds in accordance with Article 21, Paragraph 2.
  6. The Company shall not be liable for any damages resulting from modifications, suspensions, or terminations of the Service, except in cases where such actions result from the Company’s willful misconduct or gross negligence

Article 16 (Provision of Information and Advertisements)

  1. The Company may provide Members with various information deemed necessary during their use of the Service through notices within the Service, emails, in-app push notifications, in-app messaging, text messages (SMS/LMS), or phone calls. However, except for responses to customer inquiries and transaction-related information required by applicable laws, Members may opt out of receiving emails, in-app push notifications, in-app messages, text messages (SMS/LMS), and phone calls at any time.
  2. Any interactions or transactions between a Member and an advertiser, including participation in promotional activities through advertisements displayed on the Service, are solely between the Member and the advertiser. The Company does not guarantee the content of advertisements. If a dispute arises between a Member and an advertiser, the parties must resolve it directly. The Company shall not be held liable unless it actively participated in the advertiser’s unlawful conduct or willfully or negligently failed to prevent such conduct.
  3. The Company may use Members’ lawfully collected personal information to provide advertisements as mentioned in Paragraph 1.
  4. Members shall not alter, modify, or restrict any posts or other information related to the Service provided by the Company.

Article 17 (Copyright and Use of Member’s Content)

  1. The copyright of content posted by a Member while using the Service shall belong to the Member who created the content.
  2. Notwithstanding Paragraph 1, content posted by a Member while using the Service may appear in search results, within the Service, or in related promotions. The Company may modify, copy, or edit such content within the necessary scope for public display. In such cases, the Company shall comply with applicable copyright laws. Members may delete their content, exclude it from search results, or make it private at any time by contacting the Company’s customer service or using the management features within the Service.
  3. Members grant the Company permission to use their content for the following purposes:
    1. The Company may reproduce, transmit, display, or feature the Member’s content not only within the Service, the Company’s official website, and its mobile applications but also on third-party websites linked to the Service.
    2. The Company may provide Member content to media and news outlets for promotional purposes. However, in such cases, the Company shall not share any personal information with media or news outlets without the Member’s explicit consent.
  4. Except as provided in this Article, the Company shall obtain the Member’s prior consent via phone, fax, or email before using a Member’s content in any other manner.

Article 18 (Management of Posting)

  1. If any content posted by a Member violates applicable laws, including but not limited to the Act on Promotion of Information and Communications Network Utilization and Information Protection and the Copyright Act, the rights holder may request the Company to remove the content in accordance with the procedures prescribed by law, and the Company shall take appropriate action.
  2. Even in the absence of such a request, the Company may, in accordance with applicable law, take temporary measures—including removal or restriction—without prior notice if it determines that the content infringes on the rights of a third party or falls under any of the following categories:
    1. Content violating public order and good morals:
      • Content that undermines national ideology or threatens democratic order.
      • Discriminatory or prejudiced content based on gender, religion, disability, age, social status, race, region, or occupation.
      • Graphic depictions of violence or abuse toward vulnerable groups (e.g., disabled persons, elderly, children, pregnant individuals) or toward parents or teachers.
      • Cruel or inhumane depictions, including excessive mutilation, glorification of violence, or disrespect for life.
      • Content that promotes, glorifies, encourages, or incites suicide.
      • Profane, vulgar, or offensive language that causes discomfort to others.
      • Groundless slander or incitement through false or misleading information.
      • Content that promotes gambling or speculative behavior.
    2. Sexually explicit or obscene content:
      • Content that violates social standards of decency or causes sexual embarrassment or discomfort.
      • Depictions of excessive nudity, sexual organs, or obscene acts.
      • Graphic or disturbing images (e.g., corpses, bodily harm, excretion, murder, or suicide).
      • Advertisements for obscene software or media, or links to pornographic websites.
      • Content promoting prostitution or soliciting sexual activity.
      • Direct and specific depictions of children or adolescents as sexual objects.
    3. Content infringing on privacy or defaming others:
      • Disclosure of personal information or private matters.
      • Uploading photos or videos of others without permission in a way that violates their rights.
      • Insulting or defaming others by stating false facts or with malicious intent.
    4. Copyright-infringing content:
      • Unauthorized copying, distribution, or transmission of protected content (e.g., music, videos, games, novels, comics).
      • Unauthorized use of trademarks, designs, or other intellectual property.
      • Sharing pirated software or tools such as license key generators.
      • Infringement of patents, trademarks, copyrights, or other intellectual property rights without proper authorization.
    5. Other restricted content:
      • Repeated posting of identical or similar content across multiple sections.
      • Impersonation of administrators or misuse of community features in a disruptive manner.
  3. Members are fully responsible for any damages or issues arising from content they upload or share on the Service, and the Company shall not be liable unless there are special circumstances to the contrary.
  4. If the Company receives a request from a third party claiming defamation, intellectual property infringement, or other legal violations regarding a post, the Company may temporarily block access to or remove the content. If a court ruling, settlement, or administrative decision is submitted to the Company regarding the dispute between the complaining party and the content uploader, the Company shall comply with it.
  5. If a Member disagrees with the removal or restriction of their content, they may report the issue by contacting the Company’s customer service via email. If the Company reasonably determines that the content violates these Terms or applicable laws, it may delete or reject the content.
  6. The Company may transmit, store, copy, or otherwise process Member content to display it to other Members, index it for search functionality, or back it up to prevent data loss. In line with each Member’s default privacy settings, the Company may also display personal information (e.g., on profile pages) within the Service.
  7. All content shared by a Member through the Service may be deleted by the Member who created it or by others who have the appropriate deletion permissions. The Company shall not be held liable for any content that is deleted by such authorized individuals

Article 19 (Ownership of Rights)

  1. The Company exclusively owns all copyrights and intellectual property rights in and to the Service and any content created by the Company within the Service.
  2. The Company grants Members only a limited, non-transferable right to use their account, ID, and Service content in accordance with these Terms. Members may not transfer, sell, assign, or pledge any rights granted under these Terms to any third party, nor may they use such rights as collateral.

Chapter 4 Modification and Termination of the Service Agreement

Article 20 (Termination of the Service Agreement and Restrictions on Use)

  1. A Member may cancel their use of the Service or withdraw from the Service by following the procedures designated by the Company via the official website, mobile web, or app. The termination becomes effective once the Company receives the Member’s notice of intent to terminate the Service Agreement.
  2. Upon termination by the Member, the Company shall, without delay, irreversibly delete all personal information of the Member in its possession, except where the Company is legally required or permitted to retain such information under applicable laws or its Privacy Policy. The Company shall not be held liable for any deleted data.
  3. The Company may immediately terminate the Service Agreement or suspend access to the Service for a fixed period without prior notice if the Member engages in any of the following acts. In such cases, the Company shall bear no responsibility:
    1. Acts contrary to public order or commonly accepted standards of decency.
    2. Involvement in criminal activity.
    3. Use of the Service to undermine national interests or the public good.
    4. Unauthorized use of another person’s ID or password.
    5. Actions that harm the reputation or cause disadvantage to others.
    6. Infringement or potential infringement of the rights of the Company or any third party.
    7. Actions that harm or disrupt the normal operation of the Service.
    8. Any other acts that violate applicable laws or the Company’s terms of use.

Article 21 (Withdrawal of Subscription and Limitations on Withdrawal)

  1. Paid Members may cancel their subscription to recurring paid services at any time via the account settings or by contacting customer service.
  2. If a Paid Member cancels their recurring subscription, automatic billing for the subscription will stop starting from the next billing cycle.
  3. However, certain paid services—such as custom-designed digital business cards or other personalized content—are tailored to individual Members and are not subject to withdrawal, refund, or exchange rights under Article 17 of the Act on Consumer Protection in Electronic Commerce. Therefore, cancellation or refunds due to a simple change of mind are not permitted. Refunds are provided only in limited circumstances as outlined in Article 22.

Article 22 (Refund)

  1. The Company’s refund policy for subscription cancellations of paid services by Paid Members is as follows:
    1. Monthly Subscription
      • The subscription fee for the current month is non-refundable; however, the service will remain available for the remainder of the paid period.
      • If the service has not been used at all, a full refund will be issued if cancellation is requested within 7 days from the payment date.
      • If cancellation is requested after 7 days, a refund will be issued after deducting a cancellation fee of 10% of the total payment.
    2. Other Subscription Types
      • Separate refund policies apply depending on the subscription type, and full details will be provided at the time of payment.
  2. If the paid service content differs from what was advertised or what was contractually agreed upon, the Member may request a refund within 30 days from the date they became aware of the discrepancy.
  3. The Company is not obligated to refund any paid services that were acquired without payment by the Member, including services provided as part of events, promotions, or giveaways.
  4. Upon confirmation of a Paid Member’s subscription cancellation, the Company will, in principle, request a stop or cancellation of the billing to the respective payment provider within three (3) business days of receiving the Member’s cancellation notice. Refunds will be made using the original payment method. However, if the Company has provided prior notice via email, SMS, or official website, the refund method and timeline may vary depending on the payment method used.
  5. If an individual service has a separate refund and cancellation policy that differs from this Article, the individual service’s policy shall take precedence.

Article 23 (Erroneous Changes)

  1. If an erroneous charge occurs in connection with payment for a subscription-based paid service, the Company will issue a full refund via the original payment method. If a refund through the same method is not possible, the Member will be notified and an alternative refund method will be used.
  2. If the erroneous charge is due to a fault on the part of the Company, the full amount will be refunded. However, if the error is attributable to the Member, the Member shall bear any reasonable costs incurred by the Company in processing the refund. The Company may deduct such costs from the refund amount.

Article 24. (Restrictions on Use)

  1. If a Member violates these Terms or interferes with the normal operation of the Service, the Company may impose restrictions on the Member’s use of the Service. These restrictions may be applied progressively in three stages: warning, temporary suspension, and termination of paid services or permanent suspension.
  2. Notwithstanding the previous paragraph, the Company may immediately and permanently suspend a Member’s account if the Member engages in conduct that violates applicable laws, including but not limited to:
    1. Fraudulent use of another person’s identity in violation of the Resident Registration Act.
    2. Distribution of illegal software or interference with the Service in violation of the Copyright Act or Computer Program Protection Act.
    3. Illegal communication or hacking under the Information and Communications Network Act.
    4. Distribution of malicious software.
    5. Any use of login credentials beyond the scope permitted under these Terms.
  3. If the Service Agreement is terminated under this Article, all benefits or entitlements obtained through the Service shall be forfeited, and the Company shall not provide any compensation.
  4. If a Member fails to log in to the Service for more than three (3) consecutive months, the Company may restrict the Member’s use of the Service in order to protect personal information and manage inactive accounts efficiently.
  5. Within the scope of the restrictions set forth in this Article, the Company may take any measures necessary to effectively implement such restrictions.
  6. If the Company imposes usage restrictions or terminates the Service Agreement under this Article, it shall notify the Member of the reason, effective date, and duration of such action using the methods specified in Article 7. However, if the Company deems it necessary to suspend use urgently, prior notice may be omitted.
  7. A Member subject to a restriction under this Article may file an objection through the procedures established by the Company. If the Company deems the objection to be reasonable or justified, it shall promptly lift the restriction and restore the Member’s access to the Service.

Chapter 5 Miscellaneous

Article 25 (Compensation for Damages)

  1. If the Company or a Member causes damage to the other party or a third party due to their fault or negligence, the responsible party shall compensate for the resulting damages.
  2. If a Paid Member suffers damage due to a defect in a paid service, the Company shall compensate only for the actual damages incurred. However, the Company shall not be liable for any damages unless such damages were caused by the Company’s willful misconduct or negligence. The method and process for compensation shall comply with applicable laws and customary practices.
  3. If a Member violates any obligation under these Terms or causes damage to the Company in connection with their use of the Service, the Member shall be liable to compensate the Company for such damages.
  4. If a Member’s unlawful act or breach of these Terms results in claims, lawsuits, or other disputes brought against the Company by a third party, the Member shall indemnify and hold the Company harmless at their own expense. If the Company fails to be indemnified, the Member shall be liable for all damages incurred by the Company as a result.

Article 26 (Limitation of Liability)

  1. The Company shall not be held liable for failure to provide the Service due to force majeure events, including but not limited to natural disasters, war, or third-party hacking.
  2. The Company shall not be liable for damages caused by service errors or disruptions arising from the Member’s actions or the suspension or failure of telecommunications services by common carriers.
  3. The Company shall not be responsible for damages resulting from unavoidable circumstances such as maintenance, replacement, inspection, or construction of facilities.
  4. The Company shall not be liable for any loss of expected profits or opportunities missed while using the Service.
  5. The Company makes no guarantees regarding the accuracy or reliability of information, data, or content posted by Members and shall not be liable for any resulting damages unless caused by the Company’s willful misconduct or gross negligence.
  6. The Company shall not be responsible for any transactions or disputes arising between Members or between a Member and a third party through use of the Service.
  7. The Company shall not be liable for any issues related to services provided free of charge, unless otherwise specified by applicable laws.
  8. The Company shall not be liable for losses or damages that were not reasonably foreseeable at the time the agreement with the Member was made, including losses related to business operations such as lost profits, revenue, opportunities, or data.
  9. The Company’s total liability for all claims under these Terms, including for any implied warranties, shall be limited to the amount actually paid by the Member to the Company for use of the relevant paid service. If the claim concerns a free service, the liability shall be limited to the cost of re-supplying the service.
  10. The Company makes no warranties or representations beyond what is expressly stated in these Terms.

Article 27 (Governing Law and Jurisdiction)

  1. These Terms shall be governed by the laws of the Republic of Korea.
  2. Any disputes arising between the Company and a Member shall be subject to the exclusive jurisdiction of the court having jurisdiction over the Member’s address at the time of filing. If the Member’s address is unknown, the court having jurisdiction over the Member’s place of residence shall have jurisdiction. If neither is known, jurisdiction shall be determined in accordance with the Civil Procedure Act.
  3. For Members with an address or residence outside of Korea, the Seoul Central District Court shall have exclusive jurisdiction over all disputes arising between the Company and the Member.

Article 28 (Compliance with Local Laws)

  1. The Company provides its services globally and is committed to complying with the laws and regulations applicable in each jurisdiction where its services are offered.
  2. Although these Terms are primarily governed by the laws of the Republic of Korea, the Company will take necessary steps to align its practices with the applicable laws of other jurisdictions to the extent required.
  3. If any user believes that the Company’s services or practices violate the local laws of their jurisdiction, they are encouraged to contact the Company at support@camon.social. The Company will make reasonable efforts to address the concern in accordance with applicable legal requirements and internal policies.

Article 29 (Miscellaneous)

  1. These Terms govern the relationship between the Company and the Member and do not confer any rights to third parties.
  2. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
  3. The Company’s failure to enforce any provision of these Terms shall not be deemed a waiver of that provision or any subsequent breach.
  4. These Terms constitute the entire agreement between the Company and the Member regarding the subject matter hereof and supersede any prior agreements or understandings.

Effective date: May 26, 2025